Car accidents are undesirable as they threaten the person’s life and property. If there is any case of a car accident and you are affected by it, you can file a case against it in court, and there will be trials for your compensation. However, it is a long process; therefore, it is better to settle between both parties.
Therefore, this article will study how car accident settlement works and how your lawyer can help you get your due compensation without much hustle. If you are stuck in such car accident cases, you can consult law firms like Federal Way personal injury attorney to get the best guidance for your case.
How Does Car Accident Settlement Work?
The settlement process is considered with various methods; therefore, you need to know every step.
- File a Personal Injury Claim: The main part of the car accident settlement claim is to file a personal injury claim with the insurance company. To be very clear, you must file the claim with the at-fault driver’s insurance company because they will compensate all your losses in the accident. You should provide all the evidence of damages, like photographs, videos, witness testimonies and other details. The compensation will include losses of medical expenses, disability, vehicle repair cost, pain and suffering, mental anguish and loss of earning capabilities.
- Investigation in the accident case: Once you are done filing your personal injury case, the next step would be investigating the case. The insurance company will start investigating your claims. You must be mindful in this case because the company will try to reduce your claim. Therefore, in such cases, it is important to consult a lawyer who has experience in dealing with such insurance companies, and they will provide befitting evidence to prove your claim stronger. The investigation will include information about the accident spot, police reports, images, videos, medical reports and other such details.
- Claim Approval: If the insurance company agrees, they will approve your claim and proceed to the next step. They will offer you an amount to which you have to say whether you are ready to accept that claim. They will try harder to pay you less, but you and your lawyer should negotiate well with them so that you can claim all your compensation amount.
- Seek Fair Settlement: It is considered the last step in the settlement procedure, where you accept the insurance company’s claims, and the insurance company will start paying you. It is important to have lawyers who can crack this settlement deal tactfully.