After being injured in an accident, the aftermath and legal procedure can overwhelm you. Plus, you have the additional stress of the increased expenses and no income generation due to your injury.
In such a situation, you depend entirely on the insurance company or the at-fault party to provide financial aid. However, there must be various questions in your mind about what will happen next or what you are supposed to do after the accident.
If it is your first personal injury claim, you must know that you have to hire an experienced Hopkinsville personal injury attorney. A lawyer will ensure you get the financial aid you deserve and explain your rights if the at-fault party or their insurance provider denies your claim.
Frequently asked questions in an accident and personal injury claims.
Here are some common questions you might wonder about if you were injured in an accident with no fault.
Why should you settle outside court instead of filing a personal injury claim?
After being injured in an accident by a person or organization, the victim has the right to file a personal injury lawsuit. However, in most cases, the at-fault party has an insurance policy that can cover up all your losses and the insource company does not prefer to go to court.
This is because going through court cases can be more expensive, lengthy, and risky than having a settlement outside the court. While the compensation in court cases is mainly assured, the trials can be fast and unpredictable. You might even end up gaining nothing if you lose the case.
What is the process of an insurance company to offer compensation?
Generally, you have two options: either you can claim under your own insurance company or ask for compensation from the insurance company of the at-fault party. Either the insurance company will try everything in its power to ensure the case does not reach court.
The insurance company wants to ensure that they do not go through any unpredictable judgment by the court. So if they will analyze your injuries, medical record, and other damages and then grant you compensation, that can manage your finances and lower the risk.
Am I entitled to money for my pain and suffering after the accident?
You could claim your pain and suffering if your injury after the accident were not your fault. You are entitled to some money for the pain and suffering your injuries have caused you daily.